₹10,000 Monthly SIP in ICICI Prudential Exports & Services Fund for 10 Years
If you had started a ₹10,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Exports & Services Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹28,05,918
4 Sept 2026
Absolute gain
+₹15,95,918
+131.9%
XIRR (annualised)
16.12%
money-weighted
The journey, month by month
Worst fall on the way
-35.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,631
Modelled at historical FD rates. The fund beat FD by ₹11,26,287.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹1,30,000 | ₹1,37,320 | +5.6% |
| Year 2 (4 Sept 2018) | ₹2,50,000 | ₹2,84,505 | +13.8% |
| Year 3 (4 Sept 2019) | ₹3,70,000 | ₹3,69,813 | -0.1% |
| Year 4 (4 Sept 2020) | ₹4,90,000 | ₹5,20,852 | +6.3% |
| Year 5 (6 Sept 2021) | ₹6,10,000 | ₹9,81,559 | +60.9% |
| Year 6 (5 Sept 2022) | ₹7,30,000 | ₹11,60,339 | +59% |
| Year 7 (4 Sept 2023) | ₹8,50,000 | ₹15,37,093 | +80.8% |
| Year 8 (4 Sept 2024) | ₹9,70,000 | ₹23,97,448 | +147.2% |
| Year 9 (4 Sept 2025) | ₹10,90,000 | ₹25,10,318 | +130.3% |
| Year 10 (4 Sept 2026) | ₹12,10,000 | ₹28,05,918 | +131.9% |
Best year of the journey: Year 5 (+53.2% market move) · Toughest year: Year 3 (-8.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Exports & Services Fund's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.