₹25,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 3 Years
If you had started a ₹25,000/month SIP on 18 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹11,04,508
18 Sept 2026
Absolute gain
+₹1,79,508
+19.4%
XIRR (annualised)
11.81%
money-weighted
The journey, month by month
Worst fall on the way
-14.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,30,165
Modelled at historical FD rates. The fund beat FD by ₹74,343.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2024) | ₹3,25,000 | ₹4,18,145 | +28.7% |
| Year 2 (18 Sept 2025) | ₹6,25,000 | ₹7,99,849 | +28% |
| Year 3 (18 Sept 2026) | ₹9,25,000 | ₹11,04,508 | +19.4% |
Best year of the journey: Year 1 (+28.7% market move) · Toughest year: Year 3 (0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 18 Sept 2023 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
