₹25,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 5 Years
If you had started a ₹25,000/month SIP on 12 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 57 installments.
You invested
₹14,25,000
57 installments
Value today
₹22,17,316
22 Sept 2026
Absolute gain
+₹7,92,316
+55.6%
XIRR (annualised)
18.92%
money-weighted
The journey, month by month
Worst fall on the way
-19%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,64,128
Modelled at historical FD rates. The fund beat FD by ₹5,53,188.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Sept 2022) | ₹2,25,000 | ₹2,60,239 | +15.7% |
| Year 2 (22 Sept 2023) | ₹5,25,000 | ₹6,78,526 | +29.2% |
| Year 3 (23 Sept 2024) | ₹8,25,000 | ₹15,21,102 | +84.4% |
| Year 4 (22 Sept 2025) | ₹11,25,000 | ₹19,02,769 | +69.1% |
| Year 5 (22 Sept 2026) | ₹14,25,000 | ₹22,17,316 | +55.6% |
Best year of the journey: Year 3 (+55.4% market move) · Toughest year: Year 5 (0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 12 Jan 2022 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.