Official AMFI data
Arthkar — Understand Money, Invest Smartly
Computed from real daily NAV — not projections

₹1,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 5 Years

If you had started a ₹1,000/month SIP on 12 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 57 installments.

You invested

₹57,000

57 installments

Value today

₹90,954

8 Sept 2026

Absolute gain

+₹33,954

+59.6%

XIRR (annualised)

20.34%

money-weighted

The journey, month by month

Portfolio value Amount invested

Worst fall on the way

-19%

Deepest drop from peak. This is what you had to sit through.

Corrections survived

2

Falls of 10%+ during the period. Every one recovered.

Same SIP in a fixed deposit

₹66,400

Modelled at historical FD rates. The fund beat FD by ₹24,554.

Year-by-year progress

YearInvestedValueOverall gain
Year 1 (8 Sept 2022)₹9,000₹10,278+14.2%
Year 2 (8 Sept 2023)₹21,000₹26,927+28.2%
Year 3 (9 Sept 2024)₹33,000₹57,866+75.4%
Year 4 (8 Sept 2025)₹45,000₹76,220+69.4%
Year 5 (8 Sept 2026)₹57,000₹90,954+59.6%

Best year of the journey: Year 3 (+48.7% market move) · Toughest year: Year 5 (3.1%)

Wealth Time Machine

Watch this exact journey as a 60-second cinematic replay

Every crash headline, every recovery — with your money in it.

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Same SIP in other Index Funds / ETFs funds

    Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 12 Jan 2022 and 8 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.