₹5,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 5 Years
If you had started a ₹5,000/month SIP on 12 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 57 installments.
You invested
₹2,85,000
57 installments
Value today
₹4,38,079
15 Sept 2026
Absolute gain
+₹1,53,079
+53.7%
XIRR (annualised)
18.53%
money-weighted
The journey, month by month
Worst fall on the way
-19%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,32,412
Modelled at historical FD rates. The fund beat FD by ₹1,05,667.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (15 Sept 2022) | ₹45,000 | ₹52,048 | +15.7% |
| Year 2 (15 Sept 2023) | ₹1,05,000 | ₹1,37,352 | +30.8% |
| Year 3 (16 Sept 2024) | ₹1,65,000 | ₹2,93,109 | +77.6% |
| Year 4 (15 Sept 2025) | ₹2,25,000 | ₹3,75,102 | +66.7% |
| Year 5 (15 Sept 2026) | ₹2,85,000 | ₹4,38,079 | +53.7% |
Best year of the journey: Year 3 (+48.5% market move) · Toughest year: Year 5 (0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 12 Jan 2022 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.