₹10,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 5 Years
If you had started a ₹10,000/month SIP on 12 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 57 installments.
You invested
₹5,70,000
57 installments
Value today
₹9,07,454
4 Sept 2026
Absolute gain
+₹3,37,454
+59.2%
XIRR (annualised)
20.33%
money-weighted
The journey, month by month
Worst fall on the way
-19%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,63,528
Modelled at historical FD rates. The fund beat FD by ₹2,43,926.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Sept 2022) | ₹90,000 | ₹1,03,554 | +15.1% |
| Year 2 (4 Sept 2023) | ₹2,10,000 | ₹2,66,634 | +27% |
| Year 3 (4 Sept 2024) | ₹3,30,000 | ₹5,88,663 | +78.4% |
| Year 4 (4 Sept 2025) | ₹4,50,000 | ₹7,28,668 | +61.9% |
| Year 5 (4 Sept 2026) | ₹5,70,000 | ₹9,07,454 | +59.2% |
Best year of the journey: Year 3 (+52.3% market move) · Toughest year: Year 4 (2.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 12 Jan 2022 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.