₹2,000 Monthly SIP in ICICI Prudential Nifty Auto ETF for 5 Years
If you had started a ₹2,000/month SIP on 12 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty Auto ETF's actual NAV for all 57 installments.
You invested
₹1,14,000
57 installments
Value today
₹1,77,669
18 Sept 2026
Absolute gain
+₹63,669
+55.8%
XIRR (annualised)
19.07%
money-weighted
The journey, month by month
Worst fall on the way
-19%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,33,036
Modelled at historical FD rates. The fund beat FD by ₹44,633.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Sept 2022) | ₹18,000 | ₹20,432 | +13.5% |
| Year 2 (18 Sept 2023) | ₹42,000 | ₹55,402 | +31.9% |
| Year 3 (18 Sept 2024) | ₹66,000 | ₹1,17,110 | +77.4% |
| Year 4 (18 Sept 2025) | ₹90,000 | ₹1,53,203 | +70.2% |
| Year 5 (18 Sept 2026) | ₹1,14,000 | ₹1,77,669 | +55.8% |
Best year of the journey: Year 3 (+47.5% market move) · Toughest year: Year 5 (0.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty Auto ETF's published NAV (source: AMFI) between 12 Jan 2022 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.