₹2,000 Monthly SIP in Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment) for 15 Years
If you had started a ₹2,000/month SIP on 4 Oct 2012 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 169 installments.
You invested
₹3,38,000
169 installments
Value today
₹3,38,354
6 Oct 2026
Absolute gain
+₹354
+0.1%
XIRR (annualised)
0.01%
money-weighted
The journey, month by month
Worst fall on the way
-0.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,85,379
Modelled at historical FD rates. The fund trailed FD by ₹2,47,025.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2012) | ₹2,000 | ₹2,001 | +0.1% |
| Year 2 (6 Oct 2013) | ₹26,000 | ₹26,065 | +0.2% |
| Year 3 (6 Oct 2014) | ₹50,000 | ₹50,064 | +0.1% |
| Year 4 (6 Oct 2015) | ₹74,000 | ₹74,071 | +0.1% |
| Year 5 (6 Oct 2016) | ₹98,000 | ₹98,077 | +0.1% |
| Year 6 (6 Oct 2017) | ₹1,22,000 | ₹1,22,102 | +0.1% |
| Year 7 (7 Oct 2018) | ₹1,46,000 | ₹1,46,226 | +0.2% |
| Year 8 (6 Oct 2019) | ₹1,70,000 | ₹1,70,165 | +0.1% |
| Year 9 (6 Oct 2020) | ₹1,94,000 | ₹1,94,026 | +0% |
| Year 10 (6 Oct 2021) | ₹2,18,000 | ₹2,18,030 | +0% |
| Year 11 (6 Oct 2022) | ₹2,42,000 | ₹2,42,241 | +0.1% |
| Year 12 (6 Oct 2023) | ₹2,66,000 | ₹2,66,207 | +0.1% |
| Year 13 (6 Oct 2024) | ₹2,90,000 | ₹2,90,414 | +0.1% |
| Year 14 (6 Oct 2025) | ₹3,14,000 | ₹3,14,283 | +0.1% |
| Year 15 (6 Oct 2026) | ₹3,38,000 | ₹3,38,354 | +0.1% |
Best year of the journey: Year 2 (+0.2% market move) · Toughest year: Year 9 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 4 Oct 2012 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.