₹25,000 Monthly SIP in Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment) for 10 Years
If you had started a ₹25,000/month SIP on 23 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹30,37,625
23 Sept 2026
Absolute gain
+₹12,625
+0.4%
XIRR (annualised)
0.08%
money-weighted
The journey, month by month
Worst fall on the way
-0.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,12,928
Modelled at historical FD rates. The fund trailed FD by ₹11,75,303.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2017) | ₹3,25,000 | ₹3,26,079 | +0.3% |
| Year 2 (23 Sept 2018) | ₹6,25,000 | ₹6,27,460 | +0.4% |
| Year 3 (23 Sept 2019) | ₹9,25,000 | ₹9,27,591 | +0.3% |
| Year 4 (23 Sept 2020) | ₹12,25,000 | ₹12,26,848 | +0.2% |
| Year 5 (23 Sept 2021) | ₹15,25,000 | ₹15,27,183 | +0.1% |
| Year 6 (25 Sept 2022) | ₹18,25,000 | ₹18,30,839 | +0.3% |
| Year 7 (24 Sept 2023) | ₹21,25,000 | ₹21,33,753 | +0.4% |
| Year 8 (23 Sept 2024) | ₹24,25,000 | ₹24,35,386 | +0.4% |
| Year 9 (23 Sept 2025) | ₹27,25,000 | ₹27,34,302 | +0.3% |
| Year 10 (23 Sept 2026) | ₹30,25,000 | ₹30,37,625 | +0.4% |
Best year of the journey: Year 1 (+0.3% market move) · Toughest year: Year 4 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Liquid Fund - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 23 Sept 2016 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.