₹2,000 Monthly SIP in JM Flexicap Fund (Regular) for 10 Years
If you had started a ₹2,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using JM Flexicap Fund (Regular)'s actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,38,095
7 Oct 2026
Absolute gain
+₹2,96,095
+122.4%
XIRR (annualised)
15.31%
money-weighted
The journey, month by month
Worst fall on the way
-33.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,874
Modelled at historical FD rates. The fund beat FD by ₹2,02,221.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹26,000 | ₹29,884 | +14.9% |
| Year 2 (8 Oct 2018) | ₹50,000 | ₹48,069 | -3.9% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹83,241 | +12.5% |
| Year 4 (7 Oct 2020) | ₹98,000 | ₹1,04,049 | +6.2% |
| Year 5 (7 Oct 2021) | ₹1,22,000 | ₹2,04,455 | +67.6% |
| Year 6 (7 Oct 2022) | ₹1,46,000 | ₹2,32,078 | +59% |
| Year 7 (9 Oct 2023) | ₹1,70,000 | ₹3,23,860 | +90.5% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹5,22,639 | +169.4% |
| Year 9 (7 Oct 2025) | ₹2,18,000 | ₹5,19,132 | +138.1% |
| Year 10 (7 Oct 2026) | ₹2,42,000 | ₹5,38,095 | +122.4% |
Best year of the journey: Year 5 (+59.7% market move) · Toughest year: Year 2 (-10.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Flexicap Fund (Regular)'s published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.