₹1,000 Monthly SIP in JM Liquid Fund (Regular) - Weekly IDCW for 15 Years
If you had started a ₹1,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using JM Liquid Fund (Regular) - Weekly IDCW's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹1,80,999
7 Oct 2026
Absolute gain
₹-1
+0%
XIRR (annualised)
0%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,34,830
Modelled at historical FD rates. The fund trailed FD by ₹1,53,831.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2012) | ₹13,000 | ₹13,082 | +0.6% |
| Year 2 (7 Oct 2013) | ₹25,000 | ₹25,099 | +0.4% |
| Year 3 (7 Oct 2014) | ₹37,000 | ₹37,048 | +0.1% |
| Year 4 (7 Oct 2015) | ₹49,000 | ₹49,048 | +0.1% |
| Year 5 (7 Oct 2016) | ₹61,000 | ₹61,064 | +0.1% |
| Year 6 (8 Oct 2017) | ₹73,000 | ₹73,086 | +0.1% |
| Year 7 (7 Oct 2018) | ₹85,000 | ₹85,105 | +0.1% |
| Year 8 (7 Oct 2019) | ₹97,000 | ₹97,104 | +0.1% |
| Year 9 (7 Oct 2020) | ₹1,09,000 | ₹1,09,013 | +0% |
| Year 10 (7 Oct 2021) | ₹1,21,000 | ₹1,21,022 | +0% |
| Year 11 (7 Oct 2022) | ₹1,33,000 | ₹1,33,049 | +0% |
| Year 12 (8 Oct 2023) | ₹1,45,000 | ₹1,45,122 | +0.1% |
| Year 13 (7 Oct 2024) | ₹1,57,000 | ₹1,57,164 | +0.1% |
| Year 14 (7 Oct 2025) | ₹1,69,000 | ₹1,68,972 | +0% |
| Year 15 (7 Oct 2026) | ₹1,81,000 | ₹1,80,999 | +0% |
Best year of the journey: Year 1 (+0.6% market move) · Toughest year: Year 14 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Liquid Fund (Regular) - Weekly IDCW's published NAV (source: AMFI) between 7 Oct 2011 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.