₹25,000 Monthly SIP in JM Liquid Fund (Regular) - Weekly IDCW for 15 Years
If you had started a ₹25,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using JM Liquid Fund (Regular) - Weekly IDCW's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹45,24,976
7 Oct 2026
Absolute gain
₹-24
+0%
XIRR (annualised)
0%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,70,738
Modelled at historical FD rates. The fund trailed FD by ₹38,45,762.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2012) | ₹3,25,000 | ₹3,27,038 | +0.6% |
| Year 2 (7 Oct 2013) | ₹6,25,000 | ₹6,27,486 | +0.4% |
| Year 3 (7 Oct 2014) | ₹9,25,000 | ₹9,26,205 | +0.1% |
| Year 4 (7 Oct 2015) | ₹12,25,000 | ₹12,26,212 | +0.1% |
| Year 5 (7 Oct 2016) | ₹15,25,000 | ₹15,26,592 | +0.1% |
| Year 6 (8 Oct 2017) | ₹18,25,000 | ₹18,27,144 | +0.1% |
| Year 7 (7 Oct 2018) | ₹21,25,000 | ₹21,27,615 | +0.1% |
| Year 8 (7 Oct 2019) | ₹24,25,000 | ₹24,27,598 | +0.1% |
| Year 9 (7 Oct 2020) | ₹27,25,000 | ₹27,25,326 | +0% |
| Year 10 (7 Oct 2021) | ₹30,25,000 | ₹30,25,546 | +0% |
| Year 11 (7 Oct 2022) | ₹33,25,000 | ₹33,26,237 | +0% |
| Year 12 (8 Oct 2023) | ₹36,25,000 | ₹36,28,038 | +0.1% |
| Year 13 (7 Oct 2024) | ₹39,25,000 | ₹39,29,097 | +0.1% |
| Year 14 (7 Oct 2025) | ₹42,25,000 | ₹42,24,296 | +0% |
| Year 15 (7 Oct 2026) | ₹45,25,000 | ₹45,24,976 | +0% |
Best year of the journey: Year 1 (+0.6% market move) · Toughest year: Year 14 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Liquid Fund (Regular) - Weekly IDCW's published NAV (source: AMFI) between 7 Oct 2011 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.