₹1,000 Monthly SIP in JM Value Fund (Regular) for 15 Years
If you had started a ₹1,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using JM Value Fund (Regular)'s actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹6,38,980
7 Oct 2026
Absolute gain
+₹4,57,980
+253%
XIRR (annualised)
15.37%
money-weighted
The journey, month by month
Worst fall on the way
-37.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,34,806
Modelled at historical FD rates. The fund beat FD by ₹3,04,174.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Oct 2012) | ₹13,000 | ₹14,825 | +14% |
| Year 2 (7 Oct 2013) | ₹25,000 | ₹24,646 | -1.4% |
| Year 3 (7 Oct 2014) | ₹37,000 | ₹52,599 | +42.2% |
| Year 4 (7 Oct 2015) | ₹49,000 | ₹71,308 | +45.5% |
| Year 5 (7 Oct 2016) | ₹61,000 | ₹1,04,572 | +71.4% |
| Year 6 (9 Oct 2017) | ₹73,000 | ₹1,45,122 | +98.8% |
| Year 7 (8 Oct 2018) | ₹85,000 | ₹1,35,304 | +59.2% |
| Year 8 (7 Oct 2019) | ₹97,000 | ₹1,63,119 | +68.2% |
| Year 9 (7 Oct 2020) | ₹1,09,000 | ₹1,72,855 | +58.6% |
| Year 10 (7 Oct 2021) | ₹1,21,000 | ₹3,05,657 | +152.6% |
| Year 11 (7 Oct 2022) | ₹1,33,000 | ₹3,11,392 | +134.1% |
| Year 12 (9 Oct 2023) | ₹1,45,000 | ₹4,42,460 | +205.1% |
| Year 13 (7 Oct 2024) | ₹1,57,000 | ₹6,68,778 | +326% |
| Year 14 (7 Oct 2025) | ₹1,69,000 | ₹6,40,343 | +278.9% |
| Year 15 (7 Oct 2026) | ₹1,81,000 | ₹6,38,980 | +253% |
Best year of the journey: Year 10 (+65.3% market move) · Toughest year: Year 7 (-13.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Value Fund (Regular)'s published NAV (source: AMFI) between 7 Oct 2011 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.