₹1,000 Monthly SIP in JM Value Fund (Regular) for 10 Years
If you had started a ₹1,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using JM Value Fund (Regular)'s actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,74,571
18 Aug 2026
Absolute gain
+₹1,53,571
+126.9%
XIRR (annualised)
15.61%
money-weighted
The journey, month by month
Worst fall on the way
-36.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,446
Modelled at historical FD rates. The fund beat FD by ₹1,06,125.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹13,000 | ₹15,178 | +16.8% |
| Year 2 (20 Aug 2018) | ₹25,000 | ₹28,521 | +14.1% |
| Year 3 (19 Aug 2019) | ₹37,000 | ₹37,277 | +0.7% |
| Year 4 (18 Aug 2020) | ₹49,000 | ₹50,888 | +3.9% |
| Year 5 (18 Aug 2021) | ₹61,000 | ₹94,467 | +54.9% |
| Year 6 (18 Aug 2022) | ₹73,000 | ₹1,12,834 | +54.6% |
| Year 7 (18 Aug 2023) | ₹85,000 | ₹1,62,213 | +90.8% |
| Year 8 (19 Aug 2024) | ₹97,000 | ₹2,75,309 | +183.8% |
| Year 9 (18 Aug 2025) | ₹1,09,000 | ₹2,55,436 | +134.3% |
| Year 10 (18 Aug 2026) | ₹1,21,000 | ₹2,74,571 | +126.9% |
Best year of the journey: Year 8 (+58% market move) · Toughest year: Year 9 (-11.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using JM Value Fund (Regular)'s published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.