₹10,000 Monthly SIP in Mirae Asset Healthcare Fund Direct IDCW for 5 Years
If you had started a ₹10,000/month SIP on 23 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Healthcare Fund Direct IDCW's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹8,13,305
23 Sept 2026
Absolute gain
+₹2,03,305
+33.3%
XIRR (annualised)
11.37%
money-weighted
The journey, month by month
Worst fall on the way
-16%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,17,439
Modelled at historical FD rates. The fund beat FD by ₹95,866.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2022) | ₹1,30,000 | ₹1,20,914 | -7% |
| Year 2 (25 Sept 2023) | ₹2,50,000 | ₹2,57,202 | +2.9% |
| Year 3 (23 Sept 2024) | ₹3,70,000 | ₹5,18,777 | +40.2% |
| Year 4 (23 Sept 2025) | ₹4,90,000 | ₹6,05,069 | +23.5% |
| Year 5 (23 Sept 2026) | ₹5,90,000 | ₹7,91,638 | +34.2% |
Best year of the journey: Year 3 (+37.5% market move) · Toughest year: Year 1 (-7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Healthcare Fund Direct IDCW's published NAV (source: AMFI) between 23 Sept 2021 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.