₹2,000 Monthly SIP in Mirae Asset Healthcare Fund Direct IDCW for 5 Years
If you had started a ₹2,000/month SIP on 16 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Healthcare Fund Direct IDCW's actual NAV for all 61 installments.
You invested
₹1,22,000
61 installments
Value today
₹1,57,521
16 Sept 2026
Absolute gain
+₹35,521
+29.1%
XIRR (annualised)
10.16%
money-weighted
The journey, month by month
Worst fall on the way
-16%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,43,315
Modelled at historical FD rates. The fund beat FD by ₹14,206.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2022) | ₹26,000 | ₹23,871 | -8.2% |
| Year 2 (18 Sept 2023) | ₹50,000 | ₹52,660 | +5.3% |
| Year 3 (16 Sept 2024) | ₹74,000 | ₹1,04,422 | +41.1% |
| Year 4 (16 Sept 2025) | ₹98,000 | ₹1,21,723 | +24.2% |
| Year 5 (16 Sept 2026) | ₹1,18,000 | ₹1,53,324 | +29.9% |
Best year of the journey: Year 3 (+36.2% market move) · Toughest year: Year 1 (-8.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Healthcare Fund Direct IDCW's published NAV (source: AMFI) between 16 Sept 2021 and 16 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.