₹5,000 Monthly SIP in Navi Large & Midcap Fund for 10 Years
If you had started a ₹5,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Navi Large & Midcap Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹11,78,548
8 Oct 2026
Absolute gain
+₹5,73,548
+94.8%
XIRR (annualised)
12.83%
money-weighted
The journey, month by month
Worst fall on the way
-37.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,823
Modelled at historical FD rates. The fund beat FD by ₹3,38,725.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹65,000 | ₹72,213 | +11.1% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,19,724 | -4.2% |
| Year 3 (9 Oct 2019) | ₹1,85,000 | ₹2,02,484 | +9.5% |
| Year 4 (8 Oct 2020) | ₹2,45,000 | ₹2,68,322 | +9.5% |
| Year 5 (8 Oct 2021) | ₹3,05,000 | ₹5,27,714 | +73% |
| Year 6 (10 Oct 2022) | ₹3,65,000 | ₹6,02,870 | +65.2% |
| Year 7 (9 Oct 2023) | ₹4,25,000 | ₹7,68,818 | +80.9% |
| Year 8 (8 Oct 2024) | ₹4,85,000 | ₹10,78,017 | +122.3% |
| Year 9 (8 Oct 2025) | ₹5,45,000 | ₹11,25,128 | +106.4% |
| Year 10 (8 Oct 2026) | ₹6,05,000 | ₹11,78,548 | +94.8% |
Best year of the journey: Year 5 (+60.7% market move) · Toughest year: Year 2 (-9.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Navi Large & Midcap Fund's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.