₹10,000 Monthly SIP in Nippon India Arbitrage Fund - Growth Plan for 15 Years
If you had started a ₹10,000/month SIP on 5 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Arbitrage Fund - Growth Plan's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹29,09,957
4 Sept 2026
Absolute gain
+₹10,99,957
+60.8%
XIRR (annualised)
6.07%
money-weighted
The journey, month by month
Worst fall on the way
-0.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,53,010
Modelled at historical FD rates. The fund trailed FD by ₹4,43,053.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2012) | ₹1,30,000 | ₹1,37,306 | +5.6% |
| Year 2 (4 Sept 2013) | ₹2,50,000 | ₹2,75,913 | +10.4% |
| Year 3 (4 Sept 2014) | ₹3,70,000 | ₹4,22,611 | +14.2% |
| Year 4 (4 Sept 2015) | ₹4,90,000 | ₹5,84,123 | +19.2% |
| Year 5 (6 Sept 2016) | ₹6,10,000 | ₹7,44,554 | +22.1% |
| Year 6 (4 Sept 2017) | ₹7,30,000 | ₹9,12,333 | +25% |
| Year 7 (4 Sept 2018) | ₹8,50,000 | ₹10,93,037 | +28.6% |
| Year 8 (4 Sept 2019) | ₹9,70,000 | ₹12,89,532 | +32.9% |
| Year 9 (4 Sept 2020) | ₹10,90,000 | ₹14,73,358 | +35.2% |
| Year 10 (6 Sept 2021) | ₹12,10,000 | ₹16,53,040 | +36.6% |
| Year 11 (5 Sept 2022) | ₹13,30,000 | ₹18,33,151 | +37.8% |
| Year 12 (4 Sept 2023) | ₹14,50,000 | ₹20,77,118 | +43.2% |
| Year 13 (4 Sept 2024) | ₹15,70,000 | ₹23,59,124 | +50.3% |
| Year 14 (4 Sept 2025) | ₹16,90,000 | ₹26,35,830 | +56% |
| Year 15 (4 Sept 2026) | ₹18,10,000 | ₹29,09,957 | +60.8% |
Best year of the journey: Year 4 (+7.7% market move) · Toughest year: Year 11 (3.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Arbitrage Fund - Growth Plan's published NAV (source: AMFI) between 5 Sept 2011 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.