₹5,000 Monthly SIP in Nippon India Arbitrage Fund - Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 5 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Arbitrage Fund - Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹14,54,979
4 Sept 2026
Absolute gain
+₹5,49,979
+60.8%
XIRR (annualised)
6.07%
money-weighted
The journey, month by month
Worst fall on the way
-0.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,76,505
Modelled at historical FD rates. The fund trailed FD by ₹2,21,526.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2012) | ₹65,000 | ₹68,653 | +5.6% |
| Year 2 (4 Sept 2013) | ₹1,25,000 | ₹1,37,956 | +10.4% |
| Year 3 (4 Sept 2014) | ₹1,85,000 | ₹2,11,305 | +14.2% |
| Year 4 (4 Sept 2015) | ₹2,45,000 | ₹2,92,062 | +19.2% |
| Year 5 (6 Sept 2016) | ₹3,05,000 | ₹3,72,277 | +22.1% |
| Year 6 (4 Sept 2017) | ₹3,65,000 | ₹4,56,166 | +25% |
| Year 7 (4 Sept 2018) | ₹4,25,000 | ₹5,46,519 | +28.6% |
| Year 8 (4 Sept 2019) | ₹4,85,000 | ₹6,44,766 | +32.9% |
| Year 9 (4 Sept 2020) | ₹5,45,000 | ₹7,36,679 | +35.2% |
| Year 10 (6 Sept 2021) | ₹6,05,000 | ₹8,26,520 | +36.6% |
| Year 11 (5 Sept 2022) | ₹6,65,000 | ₹9,16,576 | +37.8% |
| Year 12 (4 Sept 2023) | ₹7,25,000 | ₹10,38,559 | +43.2% |
| Year 13 (4 Sept 2024) | ₹7,85,000 | ₹11,79,562 | +50.3% |
| Year 14 (4 Sept 2025) | ₹8,45,000 | ₹13,17,915 | +56% |
| Year 15 (4 Sept 2026) | ₹9,05,000 | ₹14,54,979 | +60.8% |
Best year of the journey: Year 4 (+7.7% market move) · Toughest year: Year 11 (3.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Arbitrage Fund - Growth Plan's published NAV (source: AMFI) between 5 Sept 2011 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
