₹1,000 Monthly SIP in NIPPON INDIA ARBITRAGE FUND - MONTHLY for 5 Years
If you had started a ₹1,000/month SIP on 16 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ARBITRAGE FUND - MONTHLY's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹72,243
16 Sept 2026
Absolute gain
+₹11,243
+18.4%
XIRR (annualised)
6.71%
money-weighted
The journey, month by month
Worst fall on the way
-37.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,657
Modelled at historical FD rates. The fund beat FD by ₹586.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2022) | ₹13,000 | ₹13,245 | +1.9% |
| Year 2 (18 Sept 2023) | ₹25,000 | ₹26,579 | +6.3% |
| Year 3 (16 Sept 2024) | ₹37,000 | ₹40,976 | +10.7% |
| Year 4 (16 Sept 2025) | ₹49,000 | ₹55,929 | +14.1% |
| Year 5 (16 Sept 2026) | ₹59,000 | ₹70,222 | +19% |
Best year of the journey: Year 5 (+6.5% market move) · Toughest year: Year 1 (1.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ARBITRAGE FUND - MONTHLY's published NAV (source: AMFI) between 16 Sept 2021 and 16 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.