₹1,000 Monthly SIP in NIPPON INDIA ARBITRAGE FUND - MONTHLY for 10 Years
If you had started a ₹1,000/month SIP on 23 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ARBITRAGE FUND - MONTHLY's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,55,917
23 Sept 2026
Absolute gain
+₹34,917
+28.9%
XIRR (annualised)
4.94%
money-weighted
The journey, month by month
Worst fall on the way
-38%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,489
Modelled at historical FD rates. The fund trailed FD by ₹12,572.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹13,000 | ₹13,072 | +0.6% |
| Year 2 (24 Sept 2018) | ₹25,000 | ₹25,166 | +0.7% |
| Year 3 (23 Sept 2019) | ₹37,000 | ₹37,413 | +1.1% |
| Year 4 (23 Sept 2020) | ₹49,000 | ₹49,668 | +1.4% |
| Year 5 (23 Sept 2021) | ₹61,000 | ₹63,272 | +3.7% |
| Year 6 (23 Sept 2022) | ₹73,000 | ₹77,853 | +6.6% |
| Year 7 (25 Sept 2023) | ₹85,000 | ₹95,470 | +12.3% |
| Year 8 (23 Sept 2024) | ₹97,000 | ₹1,15,114 | +18.7% |
| Year 9 (23 Sept 2025) | ₹1,09,000 | ₹1,34,603 | +23.5% |
| Year 10 (23 Sept 2026) | ₹1,19,000 | ₹1,53,891 | +29.3% |
Best year of the journey: Year 8 (+7.1% market move) · Toughest year: Year 2 (0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ARBITRAGE FUND - MONTHLY's published NAV (source: AMFI) between 23 Sept 2016 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.