₹2,000 Monthly SIP in NIPPON INDIA ARBITRAGE FUND - MONTHLY for 10 Years
If you had started a ₹2,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ARBITRAGE FUND - MONTHLY's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹3,11,541
5 Oct 2026
Absolute gain
+₹69,541
+28.7%
XIRR (annualised)
4.97%
money-weighted
The journey, month by month
Worst fall on the way
-38%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,729
Modelled at historical FD rates. The fund trailed FD by ₹24,188.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹26,000 | ₹26,071 | +0.3% |
| Year 2 (5 Oct 2018) | ₹50,000 | ₹50,202 | +0.4% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹74,645 | +0.9% |
| Year 4 (5 Oct 2020) | ₹98,000 | ₹99,413 | +1.4% |
| Year 5 (5 Oct 2021) | ₹1,22,000 | ₹1,26,538 | +3.7% |
| Year 6 (6 Oct 2022) | ₹1,46,000 | ₹1,55,769 | +6.7% |
| Year 7 (5 Oct 2023) | ₹1,70,000 | ₹1,91,227 | +12.5% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹2,29,970 | +18.5% |
| Year 9 (6 Oct 2025) | ₹2,18,000 | ₹2,69,311 | +23.5% |
| Year 10 (5 Oct 2026) | ₹2,38,000 | ₹3,07,483 | +29.2% |
Best year of the journey: Year 8 (+6.8% market move) · Toughest year: Year 2 (0.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ARBITRAGE FUND - MONTHLY's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.