₹10,000 Monthly SIP in NIPPON INDIA ARBITRAGE FUND - MONTHLY for 10 Years
If you had started a ₹10,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ARBITRAGE FUND - MONTHLY's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹15,57,644
24 Sept 2026
Absolute gain
+₹3,47,644
+28.7%
XIRR (annualised)
4.92%
money-weighted
The journey, month by month
Worst fall on the way
-38%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,85,170
Modelled at historical FD rates. The fund trailed FD by ₹1,27,526.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹1,30,000 | ₹1,30,725 | +0.6% |
| Year 2 (24 Sept 2018) | ₹2,50,000 | ₹2,51,662 | +0.7% |
| Year 3 (24 Sept 2019) | ₹3,70,000 | ₹3,73,691 | +1% |
| Year 4 (24 Sept 2020) | ₹4,90,000 | ₹4,97,258 | +1.5% |
| Year 5 (24 Sept 2021) | ₹6,10,000 | ₹6,33,313 | +3.8% |
| Year 6 (26 Sept 2022) | ₹7,30,000 | ₹7,78,526 | +6.6% |
| Year 7 (25 Sept 2023) | ₹8,50,000 | ₹9,54,700 | +12.3% |
| Year 8 (24 Sept 2024) | ₹9,70,000 | ₹11,50,768 | +18.6% |
| Year 9 (24 Sept 2025) | ₹10,90,000 | ₹13,47,175 | +23.6% |
| Year 10 (24 Sept 2026) | ₹11,90,000 | ₹15,37,407 | +29.2% |
Best year of the journey: Year 8 (+7.1% market move) · Toughest year: Year 2 (0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ARBITRAGE FUND - MONTHLY's published NAV (source: AMFI) between 26 Sept 2016 and 24 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.