₹25,000 Monthly SIP in NIPPON INDIA ARBITRAGE FUND - MONTHLY for 10 Years
If you had started a ₹25,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA ARBITRAGE FUND - MONTHLY's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹38,89,016
1 Oct 2026
Absolute gain
+₹8,64,016
+28.6%
XIRR (annualised)
4.95%
money-weighted
The journey, month by month
Worst fall on the way
-38%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,93,761
Modelled at historical FD rates. The fund trailed FD by ₹3,04,745.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹3,25,000 | ₹3,26,056 | +0.3% |
| Year 2 (1 Oct 2018) | ₹6,25,000 | ₹6,25,713 | +0.1% |
| Year 3 (1 Oct 2019) | ₹9,25,000 | ₹9,30,705 | +0.6% |
| Year 4 (1 Oct 2020) | ₹12,25,000 | ₹12,42,621 | +1.4% |
| Year 5 (1 Oct 2021) | ₹15,25,000 | ₹15,82,390 | +3.8% |
| Year 6 (3 Oct 2022) | ₹18,25,000 | ₹19,47,546 | +6.7% |
| Year 7 (3 Oct 2023) | ₹21,25,000 | ₹23,87,883 | +12.4% |
| Year 8 (1 Oct 2024) | ₹24,25,000 | ₹28,71,451 | +18.4% |
| Year 9 (1 Oct 2025) | ₹27,25,000 | ₹33,63,977 | +23.4% |
| Year 10 (1 Oct 2026) | ₹29,75,000 | ₹38,38,359 | +29% |
Best year of the journey: Year 8 (+6.8% market move) · Toughest year: Year 2 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA ARBITRAGE FUND - MONTHLY's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.