₹1,000 Monthly SIP in Nippon India Balanced Advantage Fund-Growth Plan for 20 Years
If you had started a ₹1,000/month SIP on 4 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Balanced Advantage Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹2,41,000
241 installments
Value today
₹8,23,629
3 Sept 2026
Absolute gain
+₹5,82,629
+241.8%
XIRR (annualised)
11.07%
money-weighted
The journey, month by month
Worst fall on the way
-41.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,70,151
Modelled at historical FD rates. The fund beat FD by ₹2,53,478.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹13,000 | ₹15,124 | +16.3% |
| Year 2 (4 Sept 2008) | ₹25,000 | ₹22,610 | -9.6% |
| Year 3 (3 Sept 2009) | ₹37,000 | ₹46,779 | +26.4% |
| Year 4 (3 Sept 2010) | ₹49,000 | ₹74,878 | +52.8% |
| Year 5 (5 Sept 2011) | ₹61,000 | ₹75,840 | +24.3% |
| Year 6 (3 Sept 2012) | ₹73,000 | ₹94,548 | +29.5% |
| Year 7 (3 Sept 2013) | ₹85,000 | ₹1,09,563 | +28.9% |
| Year 8 (3 Sept 2014) | ₹97,000 | ₹1,86,662 | +92.4% |
| Year 9 (3 Sept 2015) | ₹1,09,000 | ₹2,09,845 | +92.5% |
| Year 10 (6 Sept 2016) | ₹1,21,000 | ₹2,46,116 | +103.4% |
| Year 11 (4 Sept 2017) | ₹1,33,000 | ₹2,94,539 | +121.5% |
| Year 12 (3 Sept 2018) | ₹1,45,000 | ₹3,26,328 | +125.1% |
| Year 13 (3 Sept 2019) | ₹1,57,000 | ₹3,38,701 | +115.7% |
| Year 14 (3 Sept 2020) | ₹1,69,000 | ₹3,74,798 | +121.8% |
| Year 15 (3 Sept 2021) | ₹1,81,000 | ₹4,93,808 | +172.8% |
| Year 16 (5 Sept 2022) | ₹1,93,000 | ₹5,25,614 | +172.3% |
| Year 17 (4 Sept 2023) | ₹2,05,000 | ₹5,88,061 | +186.9% |
| Year 18 (3 Sept 2024) | ₹2,17,000 | ₹7,52,337 | +246.7% |
| Year 19 (3 Sept 2025) | ₹2,29,000 | ₹7,78,351 | +239.9% |
| Year 20 (3 Sept 2026) | ₹2,41,000 | ₹8,23,629 | +241.8% |
Best year of the journey: Year 8 (+53.6% market move) · Toughest year: Year 2 (-16.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Balanced Advantage Fund-Growth Plan's published NAV (source: AMFI) between 4 Sept 2006 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.