₹10,000 Monthly SIP in Nippon India Balanced Advantage Fund-Growth Plan for 20 Years
If you had started a ₹10,000/month SIP on 4 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Balanced Advantage Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹24,10,000
241 installments
Value today
₹82,36,287
3 Sept 2026
Absolute gain
+₹58,26,287
+241.8%
XIRR (annualised)
11.07%
money-weighted
The journey, month by month
Worst fall on the way
-41.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹57,01,507
Modelled at historical FD rates. The fund beat FD by ₹25,34,780.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹1,30,000 | ₹1,51,235 | +16.3% |
| Year 2 (4 Sept 2008) | ₹2,50,000 | ₹2,26,097 | -9.6% |
| Year 3 (3 Sept 2009) | ₹3,70,000 | ₹4,67,786 | +26.4% |
| Year 4 (3 Sept 2010) | ₹4,90,000 | ₹7,48,784 | +52.8% |
| Year 5 (5 Sept 2011) | ₹6,10,000 | ₹7,58,396 | +24.3% |
| Year 6 (3 Sept 2012) | ₹7,30,000 | ₹9,45,479 | +29.5% |
| Year 7 (3 Sept 2013) | ₹8,50,000 | ₹10,95,627 | +28.9% |
| Year 8 (3 Sept 2014) | ₹9,70,000 | ₹18,66,619 | +92.4% |
| Year 9 (3 Sept 2015) | ₹10,90,000 | ₹20,98,449 | +92.5% |
| Year 10 (6 Sept 2016) | ₹12,10,000 | ₹24,61,158 | +103.4% |
| Year 11 (4 Sept 2017) | ₹13,30,000 | ₹29,45,393 | +121.5% |
| Year 12 (3 Sept 2018) | ₹14,50,000 | ₹32,63,283 | +125.1% |
| Year 13 (3 Sept 2019) | ₹15,70,000 | ₹33,87,009 | +115.7% |
| Year 14 (3 Sept 2020) | ₹16,90,000 | ₹37,47,983 | +121.8% |
| Year 15 (3 Sept 2021) | ₹18,10,000 | ₹49,38,075 | +172.8% |
| Year 16 (5 Sept 2022) | ₹19,30,000 | ₹52,56,144 | +172.3% |
| Year 17 (4 Sept 2023) | ₹20,50,000 | ₹58,80,615 | +186.9% |
| Year 18 (3 Sept 2024) | ₹21,70,000 | ₹75,23,374 | +246.7% |
| Year 19 (3 Sept 2025) | ₹22,90,000 | ₹77,83,514 | +239.9% |
| Year 20 (3 Sept 2026) | ₹24,10,000 | ₹82,36,287 | +241.8% |
Best year of the journey: Year 8 (+53.6% market move) · Toughest year: Year 2 (-16.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Balanced Advantage Fund-Growth Plan's published NAV (source: AMFI) between 4 Sept 2006 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.