₹10,000 Monthly SIP in Nippon India Banking and PSU Fund- Growth Plan for 5 Years
If you had started a ₹10,000/month SIP on 27 Apr 2021 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Banking and PSU Fund- Growth Plan's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,16,097
27 Apr 2026
Absolute gain
+₹1,06,097
+17.4%
XIRR (annualised)
6.28%
money-weighted
The journey, month by month
Worst fall on the way
-1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,14,378
Modelled at historical FD rates. The fund beat FD by ₹1,719.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2022) | ₹1,30,000 | ₹1,32,308 | +1.8% |
| Year 2 (27 Apr 2023) | ₹2,50,000 | ₹2,63,356 | +5.3% |
| Year 3 (29 Apr 2024) | ₹3,70,000 | ₹4,04,544 | +9.3% |
| Year 4 (28 Apr 2025) | ₹4,90,000 | ₹5,69,185 | +16.2% |
| Year 5 (27 Apr 2026) | ₹6,10,000 | ₹7,16,097 | +17.4% |
Best year of the journey: Year 4 (+8.5% market move) · Toughest year: Year 1 (1.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Banking and PSU Fund- Growth Plan's published NAV (source: AMFI) between 27 Apr 2021 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.