₹10,000 Monthly SIP in Nippon India Banking and PSU Fund- Growth Plan for 10 Years
If you had started a ₹10,000/month SIP on 27 Apr 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Banking and PSU Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹17,04,955
27 Apr 2026
Absolute gain
+₹4,94,955
+40.9%
XIRR (annualised)
6.63%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,90,803
Modelled at historical FD rates. The fund beat FD by ₹14,152.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2017) | ₹1,30,000 | ₹1,35,296 | +4.1% |
| Year 2 (27 Apr 2018) | ₹2,50,000 | ₹2,65,199 | +6.1% |
| Year 3 (30 Apr 2019) | ₹3,70,000 | ₹4,11,613 | +11.2% |
| Year 4 (27 Apr 2020) | ₹4,90,000 | ₹5,83,605 | +19.1% |
| Year 5 (27 Apr 2021) | ₹6,10,000 | ₹7,56,111 | +24% |
| Year 6 (27 Apr 2022) | ₹7,30,000 | ₹9,06,683 | +24.2% |
| Year 7 (27 Apr 2023) | ₹8,50,000 | ₹10,76,762 | +26.7% |
| Year 8 (29 Apr 2024) | ₹9,70,000 | ₹12,70,521 | +31% |
| Year 9 (28 Apr 2025) | ₹10,90,000 | ₹15,17,084 | +39.2% |
| Year 10 (27 Apr 2026) | ₹12,10,000 | ₹17,04,955 | +40.9% |
Best year of the journey: Year 4 (+9.8% market move) · Toughest year: Year 6 (3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Banking and PSU Fund- Growth Plan's published NAV (source: AMFI) between 27 Apr 2016 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.