₹1,000 Monthly SIP in Nippon India Banking and PSU Fund- Growth Plan for 10 Years
If you had started a ₹1,000/month SIP on 27 Apr 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Banking and PSU Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,70,495
27 Apr 2026
Absolute gain
+₹49,495
+40.9%
XIRR (annualised)
6.63%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,69,080
Modelled at historical FD rates. The fund beat FD by ₹1,415.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2017) | ₹13,000 | ₹13,530 | +4.1% |
| Year 2 (27 Apr 2018) | ₹25,000 | ₹26,520 | +6.1% |
| Year 3 (30 Apr 2019) | ₹37,000 | ₹41,161 | +11.2% |
| Year 4 (27 Apr 2020) | ₹49,000 | ₹58,361 | +19.1% |
| Year 5 (27 Apr 2021) | ₹61,000 | ₹75,611 | +24% |
| Year 6 (27 Apr 2022) | ₹73,000 | ₹90,668 | +24.2% |
| Year 7 (27 Apr 2023) | ₹85,000 | ₹1,07,676 | +26.7% |
| Year 8 (29 Apr 2024) | ₹97,000 | ₹1,27,052 | +31% |
| Year 9 (28 Apr 2025) | ₹1,09,000 | ₹1,51,708 | +39.2% |
| Year 10 (27 Apr 2026) | ₹1,21,000 | ₹1,70,495 | +40.9% |
Best year of the journey: Year 4 (+9.8% market move) · Toughest year: Year 6 (3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Banking and PSU Fund- Growth Plan's published NAV (source: AMFI) between 27 Apr 2016 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.