₹5,000 Monthly SIP in Nippon India Banking and PSU Fund- Growth Plan for 10 Years
If you had started a ₹5,000/month SIP on 27 Apr 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Banking and PSU Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹8,52,477
27 Apr 2026
Absolute gain
+₹2,47,477
+40.9%
XIRR (annualised)
6.63%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,45,401
Modelled at historical FD rates. The fund beat FD by ₹7,076.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2017) | ₹65,000 | ₹67,648 | +4.1% |
| Year 2 (27 Apr 2018) | ₹1,25,000 | ₹1,32,599 | +6.1% |
| Year 3 (30 Apr 2019) | ₹1,85,000 | ₹2,05,807 | +11.2% |
| Year 4 (27 Apr 2020) | ₹2,45,000 | ₹2,91,803 | +19.1% |
| Year 5 (27 Apr 2021) | ₹3,05,000 | ₹3,78,055 | +24% |
| Year 6 (27 Apr 2022) | ₹3,65,000 | ₹4,53,342 | +24.2% |
| Year 7 (27 Apr 2023) | ₹4,25,000 | ₹5,38,381 | +26.7% |
| Year 8 (29 Apr 2024) | ₹4,85,000 | ₹6,35,261 | +31% |
| Year 9 (28 Apr 2025) | ₹5,45,000 | ₹7,58,542 | +39.2% |
| Year 10 (27 Apr 2026) | ₹6,05,000 | ₹8,52,477 | +40.9% |
Best year of the journey: Year 4 (+9.8% market move) · Toughest year: Year 6 (3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Banking and PSU Fund- Growth Plan's published NAV (source: AMFI) between 27 Apr 2016 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.