₹5,000 Monthly SIP in Nippon India Consumption Fund-Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Consumption Fund-Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹28,31,091
18 Aug 2026
Absolute gain
+₹19,26,091
+212.8%
XIRR (annualised)
13.93%
money-weighted
The journey, month by month
Worst fall on the way
-30.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,161
Modelled at historical FD rates. The fund beat FD by ₹11,46,930.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹65,000 | ₹71,782 | +10.4% |
| Year 2 (19 Aug 2013) | ₹1,25,000 | ₹1,35,907 | +8.7% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹2,54,884 | +37.8% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹3,66,430 | +49.6% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹4,75,311 | +55.8% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹5,37,208 | +47.2% |
| Year 7 (20 Aug 2018) | ₹4,25,000 | ₹6,56,560 | +54.5% |
| Year 8 (19 Aug 2019) | ₹4,85,000 | ₹6,66,680 | +37.5% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹8,45,946 | +55.2% |
| Year 10 (18 Aug 2021) | ₹6,05,000 | ₹13,16,421 | +117.6% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹16,48,916 | +148% |
| Year 12 (18 Aug 2023) | ₹7,25,000 | ₹19,40,124 | +167.6% |
| Year 13 (19 Aug 2024) | ₹7,85,000 | ₹28,32,925 | +260.9% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹28,42,105 | +236.3% |
| Year 15 (18 Aug 2026) | ₹9,05,000 | ₹28,31,091 | +212.8% |
Best year of the journey: Year 10 (+45.3% market move) · Toughest year: Year 8 (-7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Consumption Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.