₹5,000 Monthly SIP in Nippon India Consumption Fund-Growth Plan for 20 Years
If you had started a ₹5,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Consumption Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹12,05,000
241 installments
Value today
₹53,52,766
18 Aug 2026
Absolute gain
+₹41,47,766
+344.2%
XIRR (annualised)
13.2%
money-weighted
The journey, month by month
Worst fall on the way
-56.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
18
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹28,57,767
Modelled at historical FD rates. The fund beat FD by ₹24,94,999.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹65,000 | ₹81,316 | +25.1% |
| Year 2 (18 Aug 2008) | ₹1,25,000 | ₹1,14,154 | -8.7% |
| Year 3 (18 Aug 2009) | ₹1,85,000 | ₹1,74,843 | -5.5% |
| Year 4 (18 Aug 2010) | ₹2,45,000 | ₹3,35,968 | +37.1% |
| Year 5 (18 Aug 2011) | ₹3,05,000 | ₹3,33,923 | +9.5% |
| Year 6 (21 Aug 2012) | ₹3,65,000 | ₹4,52,626 | +24% |
| Year 7 (19 Aug 2013) | ₹4,25,000 | ₹5,60,754 | +31.9% |
| Year 8 (18 Aug 2014) | ₹4,85,000 | ₹8,34,119 | +72% |
| Year 9 (18 Aug 2015) | ₹5,45,000 | ₹10,55,445 | +93.7% |
| Year 10 (18 Aug 2016) | ₹6,05,000 | ₹12,44,373 | +105.7% |
| Year 11 (18 Aug 2017) | ₹6,65,000 | ₹13,11,680 | +97.2% |
| Year 12 (20 Aug 2018) | ₹7,25,000 | ₹15,13,784 | +108.8% |
| Year 13 (19 Aug 2019) | ₹7,85,000 | ₹14,60,113 | +86% |
| Year 14 (18 Aug 2020) | ₹8,45,000 | ₹17,72,252 | +109.7% |
| Year 15 (18 Aug 2021) | ₹9,05,000 | ₹26,75,433 | +195.6% |
| Year 16 (18 Aug 2022) | ₹9,65,000 | ₹32,81,161 | +240% |
| Year 17 (18 Aug 2023) | ₹10,25,000 | ₹37,94,546 | +270.2% |
| Year 18 (19 Aug 2024) | ₹10,85,000 | ₹54,70,205 | +404.2% |
| Year 19 (18 Aug 2025) | ₹11,45,000 | ₹54,30,236 | +374.3% |
| Year 20 (18 Aug 2026) | ₹12,05,000 | ₹53,52,766 | +344.2% |
Best year of the journey: Year 15 (+46% market move) · Toughest year: Year 2 (-19.2%)
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Consumption Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.