₹1,000 Monthly SIP in Nippon India Consumption Fund-Growth Plan for 20 Years
If you had started a ₹1,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Consumption Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹2,41,000
241 installments
Value today
₹10,70,553
18 Aug 2026
Absolute gain
+₹8,29,553
+344.2%
XIRR (annualised)
13.2%
money-weighted
The journey, month by month
Worst fall on the way
-56.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
18
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,71,553
Modelled at historical FD rates. The fund beat FD by ₹4,99,000.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹13,000 | ₹16,263 | +25.1% |
| Year 2 (18 Aug 2008) | ₹25,000 | ₹22,831 | -8.7% |
| Year 3 (18 Aug 2009) | ₹37,000 | ₹34,969 | -5.5% |
| Year 4 (18 Aug 2010) | ₹49,000 | ₹67,194 | +37.1% |
| Year 5 (18 Aug 2011) | ₹61,000 | ₹66,785 | +9.5% |
| Year 6 (21 Aug 2012) | ₹73,000 | ₹90,525 | +24% |
| Year 7 (19 Aug 2013) | ₹85,000 | ₹1,12,151 | +31.9% |
| Year 8 (18 Aug 2014) | ₹97,000 | ₹1,66,824 | +72% |
| Year 9 (18 Aug 2015) | ₹1,09,000 | ₹2,11,089 | +93.7% |
| Year 10 (18 Aug 2016) | ₹1,21,000 | ₹2,48,875 | +105.7% |
| Year 11 (18 Aug 2017) | ₹1,33,000 | ₹2,62,336 | +97.2% |
| Year 12 (20 Aug 2018) | ₹1,45,000 | ₹3,02,757 | +108.8% |
| Year 13 (19 Aug 2019) | ₹1,57,000 | ₹2,92,023 | +86% |
| Year 14 (18 Aug 2020) | ₹1,69,000 | ₹3,54,450 | +109.7% |
| Year 15 (18 Aug 2021) | ₹1,81,000 | ₹5,35,087 | +195.6% |
| Year 16 (18 Aug 2022) | ₹1,93,000 | ₹6,56,232 | +240% |
| Year 17 (18 Aug 2023) | ₹2,05,000 | ₹7,58,909 | +270.2% |
| Year 18 (19 Aug 2024) | ₹2,17,000 | ₹10,94,041 | +404.2% |
| Year 19 (18 Aug 2025) | ₹2,29,000 | ₹10,86,047 | +374.3% |
| Year 20 (18 Aug 2026) | ₹2,41,000 | ₹10,70,553 | +344.2% |
Best year of the journey: Year 15 (+46% market move) · Toughest year: Year 2 (-19.2%)
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Consumption Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.