₹2,000 Monthly SIP in Nippon India Consumption Fund-Growth Plan for 20 Years
If you had started a ₹2,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Consumption Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹4,82,000
241 installments
Value today
₹21,41,106
18 Aug 2026
Absolute gain
+₹16,59,106
+344.2%
XIRR (annualised)
13.2%
money-weighted
The journey, month by month
Worst fall on the way
-56.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
18
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,43,107
Modelled at historical FD rates. The fund beat FD by ₹9,97,999.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹26,000 | ₹32,527 | +25.1% |
| Year 2 (18 Aug 2008) | ₹50,000 | ₹45,662 | -8.7% |
| Year 3 (18 Aug 2009) | ₹74,000 | ₹69,937 | -5.5% |
| Year 4 (18 Aug 2010) | ₹98,000 | ₹1,34,387 | +37.1% |
| Year 5 (18 Aug 2011) | ₹1,22,000 | ₹1,33,569 | +9.5% |
| Year 6 (21 Aug 2012) | ₹1,46,000 | ₹1,81,050 | +24% |
| Year 7 (19 Aug 2013) | ₹1,70,000 | ₹2,24,302 | +31.9% |
| Year 8 (18 Aug 2014) | ₹1,94,000 | ₹3,33,648 | +72% |
| Year 9 (18 Aug 2015) | ₹2,18,000 | ₹4,22,178 | +93.7% |
| Year 10 (18 Aug 2016) | ₹2,42,000 | ₹4,97,749 | +105.7% |
| Year 11 (18 Aug 2017) | ₹2,66,000 | ₹5,24,672 | +97.2% |
| Year 12 (20 Aug 2018) | ₹2,90,000 | ₹6,05,514 | +108.8% |
| Year 13 (19 Aug 2019) | ₹3,14,000 | ₹5,84,045 | +86% |
| Year 14 (18 Aug 2020) | ₹3,38,000 | ₹7,08,901 | +109.7% |
| Year 15 (18 Aug 2021) | ₹3,62,000 | ₹10,70,173 | +195.6% |
| Year 16 (18 Aug 2022) | ₹3,86,000 | ₹13,12,464 | +240% |
| Year 17 (18 Aug 2023) | ₹4,10,000 | ₹15,17,818 | +270.2% |
| Year 18 (19 Aug 2024) | ₹4,34,000 | ₹21,88,082 | +404.2% |
| Year 19 (18 Aug 2025) | ₹4,58,000 | ₹21,72,094 | +374.3% |
| Year 20 (18 Aug 2026) | ₹4,82,000 | ₹21,41,106 | +344.2% |
Best year of the journey: Year 15 (+46% market move) · Toughest year: Year 2 (-19.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Consumption Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.