₹1,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 5 Years
If you had started a ₹1,000/month SIP on 1 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹55,827
1 Oct 2026
Absolute gain
₹-5,173
-8.5%
XIRR (annualised)
-3.54%
money-weighted
The journey, month by month
Worst fall on the way
-14.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,558
Modelled at historical FD rates. The fund trailed FD by ₹15,731.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹13,000 | ₹12,046 | -7.3% |
| Year 2 (3 Oct 2023) | ₹25,000 | ₹26,016 | +4.1% |
| Year 3 (1 Oct 2024) | ₹37,000 | ₹49,640 | +34.2% |
| Year 4 (1 Oct 2025) | ₹49,000 | ₹52,012 | +6.1% |
| Year 5 (1 Oct 2026) | ₹61,000 | ₹55,827 | -8.5% |
Best year of the journey: Year 3 (+30.6% market move) · Toughest year: Year 4 (-15.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 1 Oct 2021 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.