₹25,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 5 Years
If you had started a ₹25,000/month SIP on 6 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹14,07,308
6 Oct 2026
Absolute gain
₹-1,17,692
-7.7%
XIRR (annualised)
-3.19%
money-weighted
The journey, month by month
Worst fall on the way
-14.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,506
Modelled at historical FD rates. The fund trailed FD by ₹3,83,198.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹3,25,000 | ₹3,09,248 | -4.8% |
| Year 2 (6 Oct 2023) | ₹6,25,000 | ₹6,57,921 | +5.3% |
| Year 3 (7 Oct 2024) | ₹9,25,000 | ₹12,03,844 | +30.1% |
| Year 4 (6 Oct 2025) | ₹12,25,000 | ₹13,14,656 | +7.3% |
| Year 5 (6 Oct 2026) | ₹15,25,000 | ₹14,07,308 | -7.7% |
Best year of the journey: Year 3 (+25.7% market move) · Toughest year: Year 5 (-12.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 6 Oct 2021 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.