₹25,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 10 Years
If you had started a ₹25,000/month SIP on 16 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹40,42,220
16 Sept 2026
Absolute gain
+₹10,17,220
+33.6%
XIRR (annualised)
5.65%
money-weighted
The journey, month by month
Worst fall on the way
-27.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,07,645
Modelled at historical FD rates. The fund trailed FD by ₹1,65,425.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹3,25,000 | ₹3,86,609 | +19% |
| Year 2 (17 Sept 2018) | ₹6,25,000 | ₹6,97,840 | +11.7% |
| Year 3 (16 Sept 2019) | ₹9,25,000 | ₹9,95,163 | +7.6% |
| Year 4 (16 Sept 2020) | ₹12,25,000 | ₹15,32,916 | +25.1% |
| Year 5 (16 Sept 2021) | ₹15,25,000 | ₹27,27,367 | +78.8% |
| Year 6 (16 Sept 2022) | ₹18,25,000 | ₹26,30,405 | +44.1% |
| Year 7 (18 Sept 2023) | ₹21,25,000 | ₹33,33,453 | +56.9% |
| Year 8 (16 Sept 2024) | ₹24,25,000 | ₹47,90,306 | +97.5% |
| Year 9 (16 Sept 2025) | ₹27,25,000 | ₹43,29,420 | +58.9% |
| Year 10 (16 Sept 2026) | ₹30,25,000 | ₹40,42,220 | +33.6% |
Best year of the journey: Year 5 (+48.8% market move) · Toughest year: Year 9 (-14.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 16 Sept 2016 and 16 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.