₹10,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 10 Years
If you had started a ₹10,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹15,94,448
25 Sept 2026
Absolute gain
+₹3,84,448
+31.8%
XIRR (annualised)
5.36%
money-weighted
The journey, month by month
Worst fall on the way
-27.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,85,619
Modelled at historical FD rates. The fund trailed FD by ₹91,171.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹1,30,000 | ₹1,49,813 | +15.2% |
| Year 2 (25 Sept 2018) | ₹2,50,000 | ₹2,77,248 | +10.9% |
| Year 3 (25 Sept 2019) | ₹3,70,000 | ₹4,05,399 | +9.6% |
| Year 4 (25 Sept 2020) | ₹4,90,000 | ₹6,03,346 | +23.1% |
| Year 5 (27 Sept 2021) | ₹6,10,000 | ₹10,90,813 | +78.8% |
| Year 6 (26 Sept 2022) | ₹7,30,000 | ₹10,49,654 | +43.8% |
| Year 7 (25 Sept 2023) | ₹8,50,000 | ₹13,16,907 | +54.9% |
| Year 8 (25 Sept 2024) | ₹9,70,000 | ₹19,05,209 | +96.4% |
| Year 9 (25 Sept 2025) | ₹10,90,000 | ₹16,82,841 | +54.4% |
| Year 10 (25 Sept 2026) | ₹12,10,000 | ₹15,94,448 | +31.8% |
Best year of the journey: Year 5 (+50.8% market move) · Toughest year: Year 9 (-16.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 26 Sept 2016 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.