₹10,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 15 Years
If you had started a ₹10,000/month SIP on 5 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹32,44,468
5 Oct 2026
Absolute gain
+₹14,34,468
+79.3%
XIRR (annualised)
7.4%
money-weighted
The journey, month by month
Worst fall on the way
-28.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,46,775
Modelled at historical FD rates. The fund trailed FD by ₹1,02,307.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2012) | ₹1,30,000 | ₹1,40,436 | +8% |
| Year 2 (7 Oct 2013) | ₹2,50,000 | ₹2,90,945 | +16.4% |
| Year 3 (7 Oct 2014) | ₹3,70,000 | ₹5,06,630 | +36.9% |
| Year 4 (5 Oct 2015) | ₹4,90,000 | ₹6,41,771 | +31% |
| Year 5 (5 Oct 2016) | ₹6,10,000 | ₹8,28,168 | +35.8% |
| Year 6 (5 Oct 2017) | ₹7,30,000 | ₹11,23,697 | +53.9% |
| Year 7 (5 Oct 2018) | ₹8,50,000 | ₹11,64,428 | +37% |
| Year 8 (7 Oct 2019) | ₹9,70,000 | ₹14,14,126 | +45.8% |
| Year 9 (5 Oct 2020) | ₹10,90,000 | ₹18,61,211 | +70.8% |
| Year 10 (5 Oct 2021) | ₹12,10,000 | ₹29,10,649 | +140.5% |
| Year 11 (6 Oct 2022) | ₹13,30,000 | ₹26,93,852 | +102.5% |
| Year 12 (5 Oct 2023) | ₹14,50,000 | ₹30,68,862 | +111.6% |
| Year 13 (7 Oct 2024) | ₹15,70,000 | ₹41,71,248 | +165.7% |
| Year 14 (6 Oct 2025) | ₹16,90,000 | ₹36,63,737 | +116.8% |
| Year 15 (5 Oct 2026) | ₹18,10,000 | ₹32,44,468 | +79.3% |
Best year of the journey: Year 10 (+46.9% market move) · Toughest year: Year 14 (-14.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 5 Oct 2011 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.