₹5,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 15 Years
If you had started a ₹5,000/month SIP on 29 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹16,54,917
29 Sept 2026
Absolute gain
+₹7,49,917
+82.9%
XIRR (annualised)
7.58%
money-weighted
The journey, month by month
Worst fall on the way
-28.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,648
Modelled at historical FD rates. The fund trailed FD by ₹29,731.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹70,000 | ₹75,430 | +7.8% |
| Year 2 (30 Sept 2013) | ₹1,25,000 | ₹1,41,713 | +13.4% |
| Year 3 (29 Sept 2014) | ₹1,85,000 | ₹2,60,165 | +40.6% |
| Year 4 (29 Sept 2015) | ₹2,45,000 | ₹3,12,716 | +27.6% |
| Year 5 (29 Sept 2016) | ₹3,05,000 | ₹4,10,231 | +34.5% |
| Year 6 (29 Sept 2017) | ₹3,65,000 | ₹5,63,692 | +54.4% |
| Year 7 (1 Oct 2018) | ₹4,30,000 | ₹6,53,380 | +51.9% |
| Year 8 (30 Sept 2019) | ₹4,85,000 | ₹7,28,799 | +50.3% |
| Year 9 (29 Sept 2020) | ₹5,45,000 | ₹9,03,962 | +65.9% |
| Year 10 (29 Sept 2021) | ₹6,05,000 | ₹14,59,953 | +141.3% |
| Year 11 (29 Sept 2022) | ₹6,65,000 | ₹13,32,442 | +100.4% |
| Year 12 (29 Sept 2023) | ₹7,25,000 | ₹15,44,108 | +113% |
| Year 13 (30 Sept 2024) | ₹7,85,000 | ₹21,68,772 | +176.3% |
| Year 14 (29 Sept 2025) | ₹8,45,000 | ₹18,05,040 | +113.6% |
| Year 15 (29 Sept 2026) | ₹9,05,000 | ₹16,54,917 | +82.9% |
Best year of the journey: Year 10 (+51.5% market move) · Toughest year: Year 14 (-19%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 29 Sept 2011 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.