₹25,000 Monthly SIP in Nippon India ETF Nifty 50 Shariah BeES for 15 Years
If you had started a ₹25,000/month SIP on 26 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 50 Shariah BeES's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹83,93,426
25 Sept 2026
Absolute gain
+₹38,68,426
+85.5%
XIRR (annualised)
7.76%
money-weighted
The journey, month by month
Worst fall on the way
-28.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,16,694
Modelled at historical FD rates. The fund trailed FD by ₹23,268.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2012) | ₹3,25,000 | ₹3,51,083 | +8% |
| Year 2 (25 Sept 2013) | ₹6,25,000 | ₹7,24,291 | +15.9% |
| Year 3 (25 Sept 2014) | ₹9,25,000 | ₹12,98,358 | +40.4% |
| Year 4 (28 Sept 2015) | ₹12,25,000 | ₹15,69,348 | +28.1% |
| Year 5 (26 Sept 2016) | ₹15,25,000 | ₹20,85,219 | +36.7% |
| Year 6 (25 Sept 2017) | ₹18,25,000 | ₹28,51,465 | +56.2% |
| Year 7 (25 Sept 2018) | ₹21,25,000 | ₹32,72,447 | +54% |
| Year 8 (25 Sept 2019) | ₹24,25,000 | ₹36,33,109 | +49.8% |
| Year 9 (25 Sept 2020) | ₹27,25,000 | ₹45,01,856 | +65.2% |
| Year 10 (27 Sept 2021) | ₹30,25,000 | ₹73,81,775 | +144% |
| Year 11 (26 Sept 2022) | ₹33,25,000 | ₹66,30,961 | +99.4% |
| Year 12 (25 Sept 2023) | ₹36,25,000 | ₹78,25,340 | +115.9% |
| Year 13 (25 Sept 2024) | ₹39,25,000 | ₹1,08,23,743 | +175.8% |
| Year 14 (25 Sept 2025) | ₹42,25,000 | ₹91,98,093 | +117.7% |
| Year 15 (25 Sept 2026) | ₹45,25,000 | ₹83,93,426 | +85.5% |
Best year of the journey: Year 10 (+53.7% market move) · Toughest year: Year 14 (-17.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 50 Shariah BeES's published NAV (source: AMFI) between 26 Sept 2011 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.