₹10,000 Monthly SIP in NIPPON INDIA FLOATER FUND - QUARTERLY for 15 Years
If you had started a ₹10,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FLOATER FUND - QUARTERLY's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹18,88,787
18 Aug 2026
Absolute gain
+₹78,787
+4.4%
XIRR (annualised)
0.56%
money-weighted
The journey, month by month
Worst fall on the way
-5.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,68,204
Modelled at historical FD rates. The fund trailed FD by ₹14,79,417.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹1,30,000 | ₹1,31,023 | +0.8% |
| Year 2 (19 Aug 2013) | ₹2,50,000 | ₹2,45,138 | -1.9% |
| Year 3 (19 Aug 2014) | ₹3,70,000 | ₹3,74,979 | +1.3% |
| Year 4 (19 Aug 2015) | ₹4,90,000 | ₹4,98,757 | +1.8% |
| Year 5 (18 Aug 2016) | ₹6,10,000 | ₹6,28,680 | +3.1% |
| Year 6 (18 Aug 2017) | ₹7,30,000 | ₹7,53,844 | +3.3% |
| Year 7 (20 Aug 2018) | ₹8,50,000 | ₹8,82,053 | +3.8% |
| Year 8 (19 Aug 2019) | ₹9,70,000 | ₹10,15,712 | +4.7% |
| Year 9 (18 Aug 2020) | ₹10,90,000 | ₹11,28,994 | +3.6% |
| Year 10 (18 Aug 2021) | ₹12,10,000 | ₹12,44,567 | +2.9% |
| Year 11 (18 Aug 2022) | ₹13,30,000 | ₹13,68,318 | +2.9% |
| Year 12 (18 Aug 2023) | ₹14,50,000 | ₹14,98,105 | +3.3% |
| Year 13 (19 Aug 2024) | ₹15,70,000 | ₹16,38,501 | +4.4% |
| Year 14 (18 Aug 2025) | ₹16,90,000 | ₹17,60,872 | +4.2% |
| Year 15 (18 Aug 2026) | ₹18,10,000 | ₹18,88,787 | +4.4% |
Best year of the journey: Year 3 (+2.7% market move) · Toughest year: Year 2 (-2.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FLOATER FUND - QUARTERLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.