₹25,000 Monthly SIP in NIPPON INDIA FLOATER FUND - QUARTERLY for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FLOATER FUND - QUARTERLY's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹47,21,968
18 Aug 2026
Absolute gain
+₹1,96,968
+4.4%
XIRR (annualised)
0.56%
money-weighted
The journey, month by month
Worst fall on the way
-5.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,20,509
Modelled at historical FD rates. The fund trailed FD by ₹36,98,541.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹3,25,000 | ₹3,27,557 | +0.8% |
| Year 2 (19 Aug 2013) | ₹6,25,000 | ₹6,12,844 | -1.9% |
| Year 3 (19 Aug 2014) | ₹9,25,000 | ₹9,37,446 | +1.3% |
| Year 4 (19 Aug 2015) | ₹12,25,000 | ₹12,46,893 | +1.8% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹15,71,700 | +3.1% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹18,84,610 | +3.3% |
| Year 7 (20 Aug 2018) | ₹21,25,000 | ₹22,05,132 | +3.8% |
| Year 8 (19 Aug 2019) | ₹24,25,000 | ₹25,39,279 | +4.7% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹28,22,486 | +3.6% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹31,11,418 | +2.9% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹34,20,795 | +2.9% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹37,45,262 | +3.3% |
| Year 13 (19 Aug 2024) | ₹39,25,000 | ₹40,96,252 | +4.4% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹44,02,179 | +4.2% |
| Year 15 (18 Aug 2026) | ₹45,25,000 | ₹47,21,968 | +4.4% |
Best year of the journey: Year 3 (+2.7% market move) · Toughest year: Year 2 (-2.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FLOATER FUND - QUARTERLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.