₹1,000 Monthly SIP in NIPPON INDIA FOCUSED FUND for 10 Years
If you had started a ₹1,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FOCUSED FUND's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,36,634
29 Sept 2026
Absolute gain
+₹1,15,634
+95.6%
XIRR (annualised)
12.78%
money-weighted
The journey, month by month
Worst fall on the way
-38.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,676
Modelled at historical FD rates. The fund beat FD by ₹67,958.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹13,000 | ₹14,203 | +9.3% |
| Year 2 (1 Oct 2018) | ₹26,000 | ₹26,320 | +1.2% |
| Year 3 (30 Sept 2019) | ₹37,000 | ₹38,079 | +2.9% |
| Year 4 (29 Sept 2020) | ₹49,000 | ₹50,678 | +3.4% |
| Year 5 (29 Sept 2021) | ₹61,000 | ₹1,04,953 | +72.1% |
| Year 6 (29 Sept 2022) | ₹73,000 | ₹1,18,541 | +62.4% |
| Year 7 (29 Sept 2023) | ₹85,000 | ₹1,58,094 | +86% |
| Year 8 (30 Sept 2024) | ₹97,000 | ₹2,24,306 | +131.2% |
| Year 9 (29 Sept 2025) | ₹1,09,000 | ₹2,29,026 | +110.1% |
| Year 10 (29 Sept 2026) | ₹1,21,000 | ₹2,36,634 | +95.6% |
Best year of the journey: Year 5 (+67.4% market move) · Toughest year: Year 2 (-3.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FOCUSED FUND's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.