₹25,000 Monthly SIP in NIPPON INDIA FOCUSED FUND for 10 Years
If you had started a ₹25,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FOCUSED FUND's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹59,15,853
29 Sept 2026
Absolute gain
+₹28,90,853
+95.6%
XIRR (annualised)
12.78%
money-weighted
The journey, month by month
Worst fall on the way
-38.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,16,895
Modelled at historical FD rates. The fund beat FD by ₹16,98,958.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹3,25,000 | ₹3,55,067 | +9.3% |
| Year 2 (1 Oct 2018) | ₹6,50,000 | ₹6,57,997 | +1.2% |
| Year 3 (30 Sept 2019) | ₹9,25,000 | ₹9,51,968 | +2.9% |
| Year 4 (29 Sept 2020) | ₹12,25,000 | ₹12,66,940 | +3.4% |
| Year 5 (29 Sept 2021) | ₹15,25,000 | ₹26,23,825 | +72.1% |
| Year 6 (29 Sept 2022) | ₹18,25,000 | ₹29,63,521 | +62.4% |
| Year 7 (29 Sept 2023) | ₹21,25,000 | ₹39,52,353 | +86% |
| Year 8 (30 Sept 2024) | ₹24,25,000 | ₹56,07,660 | +131.2% |
| Year 9 (29 Sept 2025) | ₹27,25,000 | ₹57,25,640 | +110.1% |
| Year 10 (29 Sept 2026) | ₹30,25,000 | ₹59,15,853 | +95.6% |
Best year of the journey: Year 5 (+67.4% market move) · Toughest year: Year 2 (-3.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FOCUSED FUND's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.