₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY for 15 Years
If you had started a ₹1,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹3,63,634
18 Aug 2026
Absolute gain
+₹1,82,634
+100.9%
XIRR (annualised)
8.74%
money-weighted
The journey, month by month
Worst fall on the way
-41.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,817
Modelled at historical FD rates. The fund beat FD by ₹26,817.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹13,000 | ₹13,923 | +7.1% |
| Year 2 (19 Aug 2013) | ₹25,000 | ₹26,025 | +4.1% |
| Year 3 (18 Aug 2014) | ₹37,000 | ₹51,642 | +39.6% |
| Year 4 (18 Aug 2015) | ₹49,000 | ₹66,428 | +35.6% |
| Year 5 (18 Aug 2016) | ₹61,000 | ₹80,161 | +31.4% |
| Year 6 (18 Aug 2017) | ₹73,000 | ₹1,02,966 | +41% |
| Year 7 (20 Aug 2018) | ₹85,000 | ₹1,38,922 | +63.4% |
| Year 8 (19 Aug 2019) | ₹97,000 | ₹1,33,998 | +38.1% |
| Year 9 (18 Aug 2020) | ₹1,09,000 | ₹1,38,696 | +27.2% |
| Year 10 (18 Aug 2021) | ₹1,21,000 | ₹2,15,313 | +77.9% |
| Year 11 (18 Aug 2022) | ₹1,33,000 | ₹2,37,582 | +78.6% |
| Year 12 (18 Aug 2023) | ₹1,45,000 | ₹2,69,868 | +86.1% |
| Year 13 (19 Aug 2024) | ₹1,57,000 | ₹3,50,009 | +122.9% |
| Year 14 (18 Aug 2025) | ₹1,69,000 | ₹3,68,428 | +118% |
| Year 15 (18 Aug 2026) | ₹1,79,000 | ₹3,61,622 | +102% |
Best year of the journey: Year 10 (+42.9% market move) · Toughest year: Year 8 (-11.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.