₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY for 15 Years
If you had started a ₹1,000/month SIP on 21 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹3,49,492
21 Sept 2026
Absolute gain
+₹1,68,492
+93.1%
XIRR (annualised)
8.25%
money-weighted
The journey, month by month
Worst fall on the way
-41.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,392
Modelled at historical FD rates. The fund beat FD by ₹13,100.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2012) | ₹13,000 | ₹14,523 | +11.7% |
| Year 2 (23 Sept 2013) | ₹25,000 | ₹28,027 | +12.1% |
| Year 3 (22 Sept 2014) | ₹37,000 | ₹52,569 | +42.1% |
| Year 4 (21 Sept 2015) | ₹49,000 | ₹62,015 | +26.6% |
| Year 5 (21 Sept 2016) | ₹61,000 | ₹80,497 | +32% |
| Year 6 (21 Sept 2017) | ₹73,000 | ₹1,04,740 | +43.5% |
| Year 7 (21 Sept 2018) | ₹85,000 | ₹1,32,245 | +55.6% |
| Year 8 (23 Sept 2019) | ₹97,000 | ₹1,38,799 | +43.1% |
| Year 9 (21 Sept 2020) | ₹1,09,000 | ₹1,35,928 | +24.7% |
| Year 10 (21 Sept 2021) | ₹1,21,000 | ₹2,26,388 | +87.1% |
| Year 11 (21 Sept 2022) | ₹1,33,000 | ₹2,32,145 | +74.5% |
| Year 12 (21 Sept 2023) | ₹1,45,000 | ₹2,72,919 | +88.2% |
| Year 13 (23 Sept 2024) | ₹1,57,000 | ₹3,66,110 | +133.2% |
| Year 14 (22 Sept 2025) | ₹1,69,000 | ₹3,69,197 | +118.5% |
| Year 15 (21 Sept 2026) | ₹1,79,000 | ₹3,47,542 | +94.2% |
Best year of the journey: Year 10 (+53% market move) · Toughest year: Year 9 (-9.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's published NAV (source: AMFI) between 21 Sept 2011 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.