₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY for 10 Years
If you had started a ₹1,000/month SIP on 28 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,72,916
28 Sept 2026
Absolute gain
+₹51,916
+42.9%
XIRR (annualised)
6.9%
money-weighted
The journey, month by month
Worst fall on the way
-40.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,632
Modelled at historical FD rates. The fund beat FD by ₹4,284.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2017) | ₹13,000 | ₹13,940 | +7.2% |
| Year 2 (28 Sept 2018) | ₹25,000 | ₹28,761 | +15% |
| Year 3 (30 Sept 2019) | ₹37,000 | ₹39,681 | +7.2% |
| Year 4 (28 Sept 2020) | ₹49,000 | ₹47,846 | -2.4% |
| Year 5 (28 Sept 2021) | ₹61,000 | ₹90,411 | +48.2% |
| Year 6 (28 Sept 2022) | ₹73,000 | ₹94,295 | +29.2% |
| Year 7 (29 Sept 2023) | ₹85,000 | ₹1,23,125 | +44.9% |
| Year 8 (30 Sept 2024) | ₹97,000 | ₹1,72,536 | +77.9% |
| Year 9 (30 Sept 2025) | ₹1,09,000 | ₹1,77,649 | +63% |
| Year 10 (28 Sept 2026) | ₹1,19,000 | ₹1,71,021 | +43.7% |
Best year of the journey: Year 5 (+51.1% market move) · Toughest year: Year 10 (-8.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's published NAV (source: AMFI) between 28 Sept 2016 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.