₹10,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY for 10 Years
If you had started a ₹10,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹18,48,397
18 Aug 2026
Absolute gain
+₹6,38,397
+52.8%
XIRR (annualised)
8.2%
money-weighted
The journey, month by month
Worst fall on the way
-40.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,304
Modelled at historical FD rates. The fund beat FD by ₹1,64,093.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹1,30,000 | ₹1,41,764 | +9% |
| Year 2 (20 Aug 2018) | ₹2,50,000 | ₹3,07,797 | +23.1% |
| Year 3 (19 Aug 2019) | ₹3,70,000 | ₹3,85,956 | +4.3% |
| Year 4 (18 Aug 2020) | ₹4,90,000 | ₹4,86,855 | -0.6% |
| Year 5 (18 Aug 2021) | ₹6,10,000 | ₹8,49,341 | +39.2% |
| Year 6 (18 Aug 2022) | ₹7,30,000 | ₹10,12,295 | +38.7% |
| Year 7 (18 Aug 2023) | ₹8,50,000 | ₹12,23,411 | +43.9% |
| Year 8 (19 Aug 2024) | ₹9,70,000 | ₹16,60,660 | +71.2% |
| Year 9 (18 Aug 2025) | ₹10,90,000 | ₹18,12,808 | +66.3% |
| Year 10 (18 Aug 2026) | ₹11,90,000 | ₹18,28,275 | +53.6% |
Best year of the journey: Year 5 (+40% market move) · Toughest year: Year 3 (-9.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.