₹10,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹16,97,735
1 Oct 2026
Absolute gain
+₹4,87,735
+40.3%
XIRR (annualised)
6.64%
money-weighted
The journey, month by month
Worst fall on the way
-40.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,504
Modelled at historical FD rates. The fund beat FD by ₹20,231.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,39,196 | +7.1% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹2,86,996 | +14.8% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹3,90,869 | +5.6% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹4,86,072 | -0.8% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹8,83,228 | +44.8% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹9,39,844 | +28.7% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹12,16,574 | +43.1% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹17,10,468 | +76.3% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹17,78,891 | +63.2% |
| Year 10 (1 Oct 2026) | ₹11,90,000 | ₹16,79,008 | +41.1% |
Best year of the journey: Year 5 (+45.7% market move) · Toughest year: Year 10 (-10.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - HALF YEARLY's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.