₹2,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 10 Years
If you had started a ₹2,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹3,44,694
29 Sept 2026
Absolute gain
+₹1,02,694
+42.4%
XIRR (annualised)
6.83%
money-weighted
The journey, month by month
Worst fall on the way
-40.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,321
Modelled at historical FD rates. The fund beat FD by ₹7,373.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹26,000 | ₹27,918 | +7.4% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹60,030 | +15.4% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹79,404 | +7.3% |
| Year 4 (29 Sept 2020) | ₹98,000 | ₹95,694 | -2.4% |
| Year 5 (29 Sept 2021) | ₹1,22,000 | ₹1,80,099 | +47.6% |
| Year 6 (29 Sept 2022) | ₹1,46,000 | ₹1,87,998 | +28.8% |
| Year 7 (29 Sept 2023) | ₹1,70,000 | ₹2,46,246 | +44.9% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹3,45,070 | +77.9% |
| Year 9 (30 Sept 2025) | ₹2,18,000 | ₹3,55,318 | +63% |
| Year 10 (29 Sept 2026) | ₹2,38,000 | ₹3,40,916 | +43.2% |
Best year of the journey: Year 5 (+50.5% market move) · Toughest year: Year 10 (-9.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.