₹25,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 10 Years
If you had started a ₹25,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹42,43,708
1 Oct 2026
Absolute gain
+₹12,18,708
+40.3%
XIRR (annualised)
6.64%
money-weighted
The journey, month by month
Worst fall on the way
-40.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,93,761
Modelled at historical FD rates. The fund beat FD by ₹49,947.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹3,25,000 | ₹3,47,989 | +7.1% |
| Year 2 (1 Oct 2018) | ₹6,25,000 | ₹7,17,489 | +14.8% |
| Year 3 (1 Oct 2019) | ₹9,25,000 | ₹9,77,199 | +5.6% |
| Year 4 (1 Oct 2020) | ₹12,25,000 | ₹12,15,036 | -0.8% |
| Year 5 (1 Oct 2021) | ₹15,25,000 | ₹22,07,891 | +44.8% |
| Year 6 (3 Oct 2022) | ₹18,25,000 | ₹23,49,430 | +28.7% |
| Year 7 (3 Oct 2023) | ₹21,25,000 | ₹30,40,632 | +43.1% |
| Year 8 (1 Oct 2024) | ₹24,25,000 | ₹42,75,172 | +76.3% |
| Year 9 (1 Oct 2025) | ₹27,25,000 | ₹44,46,519 | +63.2% |
| Year 10 (1 Oct 2026) | ₹29,75,000 | ₹41,96,890 | +41.1% |
Best year of the journey: Year 5 (+45.7% market move) · Toughest year: Year 10 (-10.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.